Retirement planning often hinges on understanding how benefits and taxes will affect your income after you stop working. For Rhode Island retirees in 2026, there are important updates regarding Cost-of-Living Adjustments (COLA) and pension income tax exclusions that can significantly impact your financial security. This post breaks down these changes clearly, helping you make informed decisions about your retirement finances. What Rhode Island Retirees Need to Know About the

Many Rhode Island state employees face a frustrating challenge: their retirement savings are locked into 401(a) accounts managed by TIAA. Over 40,000 workers find themselves unable to move their money to lower-cost providers or access funds before retirement. This situation leaves many searching for ways to borrow against or withdraw their savings, often without clear options. Understanding the rules around these locked accounts and exploring available alternatives can help e

Many Rhode Island citizens and public employees search online with growing concern about their pensions. The fear of benefit reductions, frozen cost-of-living adjustments (COLAs), and the risk of municipal bankruptcies has created uncertainty about retirement security. This post explains the main pension-related worries in Rhode Island and points to practical resources that can help workers and retirees understand their rights and options. How Rhode Island’s Pension Benefits